When a property owner passes away, the real estate often becomes tied up in a legal process. Taxes, repairs, mortgage payments and buyout deals can't wait, but the usual route to cash through a bank can be slow or closed off. Many heirs, trustees and executors ask the same question: can you get a loan on a property in probate or a trust? Often, yes. This guide explains how probate and trusts affect financing in California, who has the authority to borrow, what lenders look fo

A reverse mortgage doesn't disappear when the borrower dies — it becomes due in full, all at once, usually within months. If you've just inherited a home with a HECM (Home Equity Conversion Mortgage) attached to it, you're not losing the house, but you are on a clock. Here's what actually happens, and how to refinance a reverse mortgage on an inherited property before that clock runs out. What Happens to a Reverse Mortgage the Moment the Borrower Dies A reverse mortgage isn't

A parent just passed.There's a property involved.And now the family needs to figure out what to do with it. One sibling wants to keep the house.The others want their share — in cash.And nobody wants to sell. This is exactly what a Prop 19 equalization loan is designed for. First — what is Prop 19? Proposition 19 passed in California in 2020 and changed the rules around inherited property and property taxes. Before Prop 19 — children could inherit a parent's home and keep the