You just found out a property is held in a trust. Maybe a parent passed. Maybe you're the successor trustee. And now someone needs money. Fast. Banks are saying no. And you're not sure what options even exist. Let me break it down. So what is a trust loan? A trust loan is a mortgage made directly to a trust. Instead of lending to an individual — a lender makes a loan to the trust itself. The real estate held inside the trust is used as collateral. Simple as that. Why can't ba