California's Premier Private Money Lender
In California, South County Capital provides what we like to call "Old School Hard Money Loans." These are equity and exit based loans across all property types in 1st and 2nd lien position. No strict credit or income requirements. As long as you have equity and a clear exit strategy, we can structure a deal that works for everyone.
We are not a bank. We do not operate like one. We move faster, think more creatively, and make decisions based on the strength of the deal — not just a credit score or a stack of tax returns.
Nationwide Investor Loans
South County Capital provides a full suite of nationwide investor loans tailored to your unique investment strategy. Whether you fix and flip, buy and hold, run short term rentals, need to refinance a portfolio, or are breaking ground on a new construction project — we have a loan program built for you. Our products include fix and flip loans, DSCR rental loans, bridge loans, bank statement loans, and ground up construction financing. Fast approvals, flexible terms, and a lending team that actually understands real estate investing.
Cash Home Buyer
South County Capital is a real estate investor too! We purchase properties in California with cash and fast! Providing home owners a quick and easy way to sell their property, without all the fees and contingencies!
Licensed and Compliant
South County Capital operates under California Department of Real Estate Broker License #01884316. We are committed to ethical, transparent lending practices and full compliance with all applicable California and federal lending regulations.
Contact Us
Have questions? We're here to help! Contact us to learn more about our coverage, rates, process, or anything else!