When a property owner passes away, the real estate often becomes tied up in a legal process. Taxes, repairs, mortgage payments and buyout deals can't wait, but the usual route to cash through a bank can be slow or closed off. Many heirs, trustees and executors ask the same question: can you get a loan on a property in probate or a trust? Often, yes. This guide explains how probate and trusts affect financing in California, who has the authority to borrow, what lenders look fo

Probate in California is slow. We're talking 6 months on the fast end. Sometimes 2 to 3 years. And the whole time — property taxes are due. The mortgage still needs to be paid. Legal fees keep adding up. But you can't touch the assets yet. That's exactly the problem a probate loan solves. What is a probate loan? A probate loan is a short-term loan secured against real estate owned by an estate that's going through the probate process. Think of it as borrowing against an inher