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What Is a Prop 19 Equalization Loan? California Guide for Heirs and Beneficiaries
A parent just passed.There's a property involved.And now the family needs to figure out what to do with it. One sibling wants to keep the house.The others want their share — in cash.And nobody wants to sell. This is exactly what a Prop 19 equalization loan is designed for. First — what is Prop 19? Proposition 19 passed in California in 2020 and changed the rules around inherited property and property taxes. Before Prop 19 — children could inherit a parent's home and keep the

Julian Perry
3 min read


What Is a Trust Loan? California Guide for Trustees and Beneficiaries
You just found out a property is held in a trust. Maybe a parent passed. Maybe you're the successor trustee. And now someone needs money. Fast. Banks are saying no. And you're not sure what options even exist. Let me break it down. So what is a trust loan? A trust loan is a mortgage made directly to a trust. Instead of lending to an individual — a lender makes a loan to the trust itself. The real estate held inside the trust is used as collateral. Simple as that. Why can't ba

Julian Perry
2 min read
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